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TSB has also cut rates on its five-year fixed rate residential deals for new customers by up to 0.4 percentage points. Its five-year deals start at 5.44percent for borrowers with 40percent deposit or equity in their home. Bank of Irelandis cutting fixed rates for new customers across its range from tomorrow . It is offering a two-year fix for remortgage at 85percent LTV at 6.15percent (down from 6.30percent) with a 995 fee.
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Alliant Credit Union High-Rate Checking gives customers a decent APY with no monthly maintenance fees or minimum balance requirements. You are also automatically signed up for this checking account when you qualify for membership with the credit union, meaning there is no minimum initial deposit required. Those will simply be declined if there are insufficient funds. Without this protection, or if you have insufficient funds in your secondary account, the bank will simply decline or return transactions that overdraw your account.
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Earlier this week Nationwide building society cut its fixed mortgage rates and is offering a five-year fix for home purchase at 4.74percent, also with a 999 fee free spins savanna king no deposit . Halifax’s five-year fixed rate for home purchase at 4.73percent has a 999 fee and is available to borrowers with a 40percent deposit (60percent loan to value). Among the deals for new customers is a five-year fixed rate at 5.43percent (85percent LTV) and a fee-free Great Escape five-year fixed rate at 5.65percent (also 85percent LTV). Barclays is cutting selected fixed mortgage rates by up to 0.2 percentage points for new customers across its residential and BTL ranges, effective tomorrow .
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Its three-year deal for remortgage starts at 4.99percent (60percent LTV) with a 999 fee. The Mortgage Works, the specialist buy-to-let lending arm of Nationwide, has also announced rate cuts of up to 0.4 percentage points across its range. It is offering two-year fixed rates for BTL purchase or remortgage at 4.19percent with a 3percent fee (65percent LTV).
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